banco BV conta, crédito e mais

Banco BV conta, crédito e mais is a digital banking app designed for users who need flexible financing, loans, and everyday banking in one place. Built by a bank that specializes in vehicle financing and personal credit, the app puts complete control of your money at your fingertips — with no monthly account fees.

Manage your accounts and credit cards seamlessly. Open a 100% free digital account and enjoy unlimited, fee-free withdrawals 24/7 through the Banco24Horas network. Send and receive money instantly via Pix, pay bills in seconds, and check your balance or statement anytime. Choose from three credit card options: the Free BV Card with no annual fee, the BV Mais Card offering up to 1% cashback on every purchase plus vehicle and home assistance, or the BV Único Card with up to 1.5% cashback, two complimentary airport lounge passes per year, and additional premium benefits. With any card, you get up to 35 days to pay your bills — ideal for managing cash flow when you need flexibility.

Access credit and financing tailored to your needs. Apply for a personal loan with approval in minutes for account holders; borrow up to 24 installments with the option to pay off early at a discount. If you own a vehicle, motorcycle, bus, or truck, use it as collateral to secure a personal loan at lower rates without having to sell. Finance a new or used vehicle by choosing the car you want, setting your down payment, and selecting your installment period. The app also supports solar energy financing for home upgrades.

Grow your money faster than traditional savings. Invest in CDB (Certificado de Depósito Bancário) with daily liquidity, or set up automatic savings goals that yield returns above standard savings accounts.

Stay protected and supported. Purchase vehicle insurance, home and pet assistance, life coverage, and dental plans directly through the app. Track all your financing and loan payments, advance installments early, and monitor protected data with full transparency.

Need help? Connect with our virtual assistant via in-app chat or reach our customer service team available 24/7 for questions about your account, financing, card, loans, or any other service.

Download banco BV conta, crédito e mais today and discover all the banking and financing products built for your life.